Practice Director - Credit Risk & BFSI Solutions Job Details | PayU Payments

What You'll Do Lead Credit Risk Solutions, deeply and end-to-end Build next-gen Credit AI solutions: scorecards, decisioning engines, portfolio risk tools, collections optimisation, early warning systems Challenge client models and strategies with first-principles thinking and offer something demonstrably better Engage across the full lending lifecycle, bureau data, alternative data, and policy design Extend into Insurance & Wealth Tech Insurance — underwriting models, risk pricing, claims intelligence, fraud detection Wealth Tech — risk profiling, portfolio analytics, AI-driven advisory Own CXO Conversations Hold your own with CROs and CDOs at banks, NBFCs, and fintechs Earn trust fast, challenge thinking with evidence, and find gaps in even the most well-constructed frameworks Run Pilots that Convert Structure proof-of-value engagements from top-tier banks to small fintechs Tailor the approach, execute well, sharpen the narrative, and push through to a win Lead a High-Performance Team Hire sharp people, coach constantly, set a high bar for thinking, not just delivery Be the person the team wants to follow into hard problems What You Bring Education Premier institution — IIT, IIM, ISB, DSE, NIT, BITS or equivalent. Postgraduate specialisation in Statistics, Economics, Financial Engineering, or MBA strongly preferred. Must-haves 8–15 years in BFSI, majority in Credit Risk , you've built scorecards, owned lending policies, and can defend or destroy a risk model in the same conversation Proven CXO-level engagement, not just presenting, but influencing and closing Product company, analytics firm, or consulting background in credit/BFSI solutions Exposure to Insurance or Wealth Tech is a plus, not a requirement Skills Deep understanding of how credit decisions get made - bureau ecosystems, alternative data, LOS platforms, decision engines, and the risk analytics layer that ties it all together Fluent in data science. Hands-on coding not mandatory, but you'll know instantly when a model is wrong Sharp on regulation - RBI, Basel, IFRS 9; IRDAI or SEBI familiarity is a bonus You're the one if... You've spent years inside credit risk and still find it fascinating. You'd rather build something new than manage something old. Why PayU Innovations PayU Innovations is a P&L business built on data, analytics, and AI , not a support function. What we take to market has to earn its place commercially. This is a rare chance for a domain expert to step in as a builder with real ownership, not advise from the sidelines. We're creating an industry-first Credit AI business in India and you will shape what it looks like, who it serves, and how far it goes. Apply now » Find similar jobs: . Copyright 2025 PayU. All rights reserved / Privacy / Terms of use × Cookie Consent Manager When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. Because we respect your right to privacy, you can choose not to allow some types of cookies. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. Required Cookies These cookies are required to use this website and can't be turned off. Required Cookies Show More Details Required Cookies Provider

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